Federal Pell Grant available-aid

This federally funded program is designed to provide financial assistance to individuals to attend institutions of higher education. Eligibility is determined according to a congressionally mandated formula which computes the expected family contribution.

The aid administrator at the school the student attends must calculate the actual amount of the student's award based upon the expected family contribution, the cost of attendance, and the student's enrollment status.

Federal Supplemental Educational Opportunity Grant

This program provides grants to students with exceptional financial need. Funds are provided by the federal government and administered by the College.

Federal Work-Study Program

This program provides part-time employment opportunities for students who have financial need. Most work-study jobs are on campus, but in some instances students are referred to off-campus nonprofit agencies. At South Arkansas Community College, students work an average of eight to twelve hours per week. In general, students receive minimum wage and are paid once per month.

Students eligible for work-study should apply for work in the Financial Aid Office. Work-study eligibility does not guarantee students a job. The work allowance awarded represents the maximum amount students can earn under the program during the school year.

Institutional Employment

A small number of students are employed each year in short-term, part- time jobs. Students receive minimum wage. Interested students should apply in the Financial Aid Office. Arkansas Student Assistance Grant.


This state-funded program provides grants to aid undergraduate students in need of financial assistance. The program's primary purpose is to enable full-time students the opportunity to continue their programs of education in approved public and private institutions in Arkansas.

Students must complete the FAFSA in order to be considered, preferably by April 15, and they must maintain satisfactory academic progress to continue receiving the award.

Arkansas Academic Challenge Scholarship Program

This program promotes academic achievement and encourages academically prepared Arkansas high school graduates to enroll in the state's colleges and universities.

It provides an annual award of up to $2,500 and is renewable provided the student meets the continuing eligibility standards established by the Arkansas Department of Higher Education.

The award is based on ACT composite score, grade point average in the pre-collegiate core curriculum as defined by the State Board of Higher Education, and financial need.

Federal Stafford Loan

This program enables students to receive low-interest subsidized or unsubsidized loans to finance educational expenses.

The federal government subsidizes a loan by paying the interest while the student is in school, during the grace period, and during periods of deferment. In unsubsidized loans, interest on the loans accrues from the time of issue. Payments normally begin six months after students graduate, drop below half-time, or leave college; and students may be allowed up to 10 years to repay the loan.

The amount of each monthly payment depends upon the size of the debt, but a minimum repayment of $50 per month is required. Repayment schedules are provided by lenders.

Federal Parent Loans to Undergraduate Students (PLUS). This program provides loan funds to parents of dependent undergraduate students. Family income does not determine eligibility. Interest on a PLUS loan begins to accrue immediately upon disbursement, and repayment begins sixty days after final disbursement.

Aid administrators may refuse to certify a loan application or may reduce the amount of the loan if they document the reason and provide an explanation to the student in writing. Furthermore, parents of students attending schools that have a high Stafford/SLS default rate may be prohibited from receiving PLUS loans.